Why Choose the Best Advocate for Cheque Bounce Cases in Delhi NCR Dishonour of cheques (cheque bounce cases), is a widespread problem in the Indian banking and financial ecosystem. Under the Negotiable Instruments Act of 1881, the cases of cheque bounce have great legal implications to both the issuer as well as the recipient. This paper examines the legal system where cheques bounce in India, how such cases are dealt with and how to find the top Cheque bounce lawyers in Delhi can take to prevent bouncing cheques.
A cheque is declared to bounce when the cheque is presented to the bank to be paid back and fails to be paid out because of some reasons such as the lack of money, wrong date, signature mismatch, and any amendments made on the cheque. The most frequent causes of cheque bouncing:
The lack of enough funds in the account of the issuer. Post dated cheque showed prior to the stated date. Mismatch between signature or lack of signature. Freezing or termination of an account.
The court proceeding usually includes: Cheque Presentation and Dishonour: Cheque is presented by the payee and the bank is the issuer of cheque Return Memo when cheque bounces. Legal Notice: The payee is required to send a demand notice to the drawer within 30 days after receiving the memo and requiring the payment to be made. Waiting Period: The drawer is allowed 15 days after the notice is received, filing a Complaint, to make the payment. Failure to make payment within 15 days would result in a criminal complaint against the payee under Section 138 of the magistrate’s court within one month of expiry of the 15 days. Court Proceedings: Court summons is issued and trial is conducted through arguments and evidences by both parties. Decision: The court gives its decision that may comprise fines or restitution.
The following are practical measures to obtain the most advisable advice on the cheque bounce case: Online Legal Systems: You can search websites such as, Legals365, Vkeel, Vakilkaro, and Rest the Case where you can find top Cheque bounce lawyers who deal with cheque bounces. These websites usually provide the profiles of the lawyers including experience, client reviews, and their fields of expertise.
Local Bar Associations: Associations and bar councils in your city or state may have lists of attorneys registered, a good place to begin. Referrals: Ask friends, relatives, or business associates who have had similar legal problems to provide a recommendation. Personal referrals may be very dependable. Google Search: Enter certain search queries such as the best lawyer to bounce the cheque [city/state name], Section 138 NI Act lawyer, cheque dishonour legal expert India. Preliminary Counselling: The preliminary counselling is provided by several lawyers at no cost. Use this moment to present your case, evaluate how they comprehend your situation and how they converse and what strategy they would suggest. Check Client Reviews and Case Studies: Search through client reviews/case studies to find out the reputation and performance of a lawyer. The lawyer firms or commercial law firms: Bigger law firms usually have special groups that deal with cases of financial issues like cheque bouncing cases.
A dishonoured cheque may be economically troublesome, as well as, legally difficult. Through specialization, experience, track record, and client-oriented approach of a top Cheque bounce lawyers in Delhi, from Patrons Legal you will have a significant opportunity of having a good result and thus having what is rightfully yours. Another thing to remember is that you need to do a lot of research and have some preliminary consultations to make an informed decision with regard to your particular case.
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