transmitter keeping you informed Volume 1 / 2016
The
PICTURE is Clear... WEOKIE
has great rates for you!
Take advantage of $100 cash and 90 days no payment.** Start saving money on your auto loan today. A lowrate WEOKIE auto loan could save you thousands on your auto loan. Rates start at just
1.99% APR*.
Skip your payment for 90 days get $100 cash for each qualifying auto loan.** • Amanda saved more than $10,000 on her auto loan and lowered her payment by switching to WEOKIE. WEOKIE was able to reduce Amanda’s interest rate from 21% to 3.49%. • Paul saved $3,500 by moving his auto loan from a higher interest rate at a bank to WEOKIE. • Michael reduced his monthly payment, protected his loan with GAP, lowered his interest rate from 18% to 6.49%, and saved more than $11,000. How much can you save? Contact a WEOKIE representative to switch your auto loan to WEOKIE. It’s fast, it’s easy, and it can all be done electronically. You can apply online at WEOKIE.org today. *To finance a new loan, simply go to www.weokie.org, visit one of our locations, or call 235.3030 or 1.800.678.5363. Offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Rates are based on underwriting criteria and may be higher based on individual underwriting and loan to value restrictions. Proof of income may be required. Existing WEOKIE loans are not eligible for refinancing. Membership eligibility required. For vehicles greater than $65,000, mileage greater than 100,000 or vehicles not meeting standard loan-to-value criteria, rates increase by 1.0%. Heavy-duty trucks, boats, RVs, and motorcycles are excluded from this offer. Offer expires April 30, 2016. **Loan minimum of $10,000 required for $100 reward cash. If you choose to defer your payment for 90 days, interest will continue to accrue during this time.
HOME Sweet HOME LOAN It’s time to Buy or Ref i
Whether you are looking to buy a new home, refinance your existing home, or just need extra cash for a project, a WEOKIE mortgage loan is the perfect answer. With new and refinance mortgage loan rates as low as 1.99% APR*, imagine what you could do with the money you will save each month. Contact a representative today!
Find out how your home can work for you.
Need access to the equity inside your home for larger purchases? A Home Equity Line of Credit from WEOKIE is for you. Rates start at only 3.99% APR**. Rates this low allow you to: consolidate credit cards • make improvements to your home • take a family vacation • pay for college tuition • buy a car • and so much more. WEOKIE can help make your financial decisions easier. *The 1.99% APR is an Adjustable Rate Mortgage. Rate available with median credit score of 700 or higher. Other rates are available for lower credit scores. The 5/5 ARM adjusts only once every 5 years. Interest rate caps for this product are 2% per adjustment and 5% over the life of the loan with a 2.5% floor. Rate is subject to increase or decrease at each adjustment once every five years. Current index with margin is 1.15% plus 2.50% (rounded to the nearest 1/8%) which equals 3.625% APR, based on the 5-year U.S. Treasury index in the HR 15 publication. All loans are subject to underwriting and approval of mortgage insurance, appraisal, providing adequate proof of income, verification of ownership, loan to value, and proof of home owner’s insurance, flood insurance if required. Tax and insurance escrows may be required. This offer is valid on singlefamily, owner-occupied properties. Current WEOKIE loans and loans serviced by WEOKIE are
not eligible for refinance with this offer. Certain fees may apply depending on loan type and amount.
**Your annual percentage rate is based upon your credit history and loan to value. Final approval is subject to underwriting criteria and amount of equity in your property. Certain fees may apply depending on loan amount. Offer expires April 30, 2016. Rate is subject to change without notice. Consult your tax advisor for tax deductibility.
WEOKIE Credit Union • PO Box 26090 • Oklahoma City, OK 73126
