Top Benefits of Choosing a Portfolio Loan for Your Property

Top Benefits of Choosing a Portfolio Loan for Your Property

www.southstarbank.com

361-596-4611

Introduction When it comes to financing your property, not all loans are created equal. For borrowers with unique financial situations or nontraditional properties, a portfolio loan can offer the flexibility and advantages that conventional mortgages often cannot provide. SouthStar Bank specializes in portfolio lending, providing solutions tailored to individual needs, whether you are self-employed, investing in multiple properties, or looking to finance a property that doesn’t fit standard lending guidelines.

Key Features of a Portfolio Loan

In-House Lending

Customizable Terms

The bank keeps the loan, allowing for more flexibility in terms and approvals.

Adjustable repayment schedules, interest rates, and down payment options may be available.

Nontraditional

Flexible Credit

Property Financing

Requirements

Portfolio loans can be used for unique properties, including multi-unit homes, land, or investment properties.

Borrowers with unconventional credit histories may still qualify.

Top Benefits of a Portfolio Loan

Flexible Qualification Criteria

Financing for Nontraditional Properties

One of the primary advantages of a portfolio loan from SouthStar Bank is the flexibility it offers in qualifying for the mortgage.

If your property doesn’t fit standard lending guidelines, a portfolio loan may be your best option.

Personalized Service

Competitive Interest

SouthStar Bank provides relationship-based banking where decisions are made considering the borrower as an individual, not just a credit score.

Rates While portfolio loans are sometimes perceived as higher-risk, SouthStar Bank offers competitive interest rates, often comparable to conventional mortgages.

THANK YOU

www.southstarbank.com 361-596-4611