ESSENTIAL COVERAGE OPTIONS FOR MEXICO CONDO OWNERS
1
Dwelling / Interior Unit Coverage: This covers damage to the interior of your condo unit — including walls, built-in fixtures, cabinets, floors, and upgrades — that the HOA’s master policy usually does not cover. Without it, you could be responsible for repairs from fire, water leaks, or other covered perils inside your unit.
2
Personal Property Coverage: This protects your belongings inside the condo: furniture, electronics, appliances, clothing, and more. It’s separate from the building structure and ensures you’re reimbursed for loss or damage from fire, theft, vandalism, or other covered events.
3
Liability Insurance: Liability coverage protects you if someone is injured in your unit or if your property damages someone else’s — for example, if a water leak ruins a neighbor’s condo below. This can also pay for legal defense and settlements.
4
Optional Catastrophic / Special Event Coverage: In many parts of Mexico, especially coastal or seismic zones, you may want to add specific coverage for earthquakes, hurricanes, floods, tsunamis, and other hydro-meteorological perils. These events are often excluded or limited under standard policies, so adding this optional coverage can be crucial in high-risk areas.
ABOUT WEST COAST GLOBAL INSURANCE SERVICES Protect your vacation property with tailored Mexico Condo Insurance designed for peace of mind. Whether you own a beachfront retreat or investment unit, the right coverage matters. West Coast Global Insurance Services provides customized solutions to safeguard your condo, belongings, and liability risks in Mexico.
Call us at - (818) 788-5353 or visit our website at https://westcoastri.com
